How To Buy Bitcoin With a Credit Card Safely?

As Bitcoin and other cryptocurrencies remain to recover after ‘crypto-winter’ a growing number of people are switching to digital currencies for great investment alternatives. But that is not the only reason.

Others are simply moving to digital currencies to save value against their weak local currencies or to give and get money internationally immediately and commission-free.

Now, if we talk about the purchasing process, you can buy bitcoin with a credit card. In fact, it is considered the quickest and safest method to purchase.

Easy Way To Buy Bitcoin With Credit Card

In 2020, you can purchase bitcoin with a credit card but some bitcoin brokers like Coinbase have banned Bitcoin purchases with credit cards for some security reasons only if you are based in the US. Here, we are providing the best Bitcoin exchanger that lets you buy Bitcoin with a Credit card:


Coinmama is the most common exchanger for Bitcoin and sells all around the earth. It’s also noted as it provides a high limit, which enables you to buy Bitcoin with a Credit card.

  • $20,000 worth of bitcoins per month
  • $5,000 worth of bitcoin per day

Coinmama also allows you to buy Bitcoin at a minimum of USD 60. Though Coinmama requires a ~6% fee for buying Bitcoin with a Credit card, you understand your Bitcoin in your wallet in just a few minutes.


It’s the largest Bitcoin exchanger in the world and enables you to buy Bitcoin with a Credit card though in some states of the United States it’s forbidden for some security purposes. Coinbase Charges a 3.99% of the fee if you buy Bitcoin with a Credit card.


LocalBitcoins has an extensive array of payment systems and merchants. But make sure you are purchasing from a legit merchant and not getting scammed.

Using Crypterium App

Crypterium App is also a feature-enrich application that can help you in this process. This application is available for Android and iOS platforms. You can buy bitcoin spontaneously with it.

Steps to Use This Application:

Step No 1: To buy bitcoin with a credit card, open your Crypterium App, and tap on ‘Buy crypto’ to get started. You can view this feature in the “Money Transfer” part.

Step No 2: In case if you are using this application for the first time of bitcoin payment, you need to add a new payment method. Tap on “+ Add a bank card” to enter your card details.

The Crypterium App supports Visa and MasterCard. You need to proceed with the following requirements:

  • Card number
  • Expiration date
  • Card-holder name

After entering all details, check carefully and then ‘Save’ the details. This will help you for the next time payment.

Step No 3: Once you enter a payment method, select the currency you want to purchase as this application provides multiple options to choose from. You can pick any of the digital currencies available in the Crypterium App:

Ethereum (ETH)

Bitcoin (BTC)


Litecoin (LTC)

The cryptocurrencies you choose will automatically be added to your Crypterium Wallet balance.

Step 4: Next, enter the amount of fiat currency (EUR) you want to convert into cryptocurrency. You can also pick one of the preset amounts. Or, you can enter the specific amount of cryptocurrency you need and the system will translate it to Euros.

Step No 5: The last step would be verification. If you are OK with the chosen payment mode amount, exchange rate and operation time, click “Buy” to implement the order.

In case if you want to buy bitcoin without any verification code, on boarding and information, there is one modern technology that can help you. You can buy, trade dozens of cryptocurrency using one application. And this is possible with Coin Wallet. .

By Using Changelly

Changelly is also a reliable option to buy bitcoin with a credit card. It offers you an option to buy Bitcoin for USD. This is considered a fast way to step into the crypto world. With just a few simple steps, you can perform the purchasing task:

Step No 1: Go to the home page and select USD on the left and crypto you need to buy on the right. Put in the amount of USD you are about to exchange.

Step No 2: Now you will see a screen where you have to add all the required information.

  • Check the amount once again. You can edit or add a little more, if you wish.
  • Tell your BTC wallet address where you are thinking to keep your Bitcoins.
  • Are you a robot?
  • Read carefully the information below (mainly, info on fees) and go-ahead to the next step only if you agree to these Terms & Conditions.

Step No 3. If this is your first time, you will have to verify your identity (This is a one-time process, once you filled, you can save the details)

First, fill out your Billing Info.

Step No 4. Verify it via two ways – phone or email. You can choose any option and get a verification code

Step No 5. Enter your payment details accurately

Step No 6. (It’s an interesting step :)) Take a selfie where you are holding your bank card in your hands. For safety, hide the middle 8 digits with your fingers.

Step No 7: Now wait until your verification is completed. Once verified, your transaction will be processed and you will receive BTC in your destination wallet.

Well, there is one platform that can provide leverage to omit the need of these lengthy steps. You don’t need to go through with many verification steps and all. You can buy bitcoin in a smooth manner. And, the name of this platform is Coin Wallet.

Author Bio:

Coin Wallet is the most reliable platform if anyone wants to buy bitcoin seamlessly. We allow customers to use digital currency. They can buy/sell bitcoin all from the convenience of your mobile phone! We enable them to send/receive payments in Bitcoin, Litecoin, Dogecoin, Bitcoin Cash, Ripple, Ethereum, ERC223, and all ERC20, pay low fees, and have complete control of your finances.

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About the Author: akansha ojha

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